Need help with financing?
Financing by Community One Financial
I have been in the mortgage business since 1993 and I have worked in a variety of roles including loan processing, underwriting and operations management. I have been originating loans since 2003. My knowledge of the industry and my local community helps me fully prepare my clients with detailed information about the mortgage process and I make certain every option has been considered. Most of my business is referral or repeat customers. I take time to educate my customers and keep them informed every step of the loan process. I live in the South Puget Sound with my husband and two children. If I can be of assistance to you with your mortgage or real estate needs, please do not hesitate to contact me directly.
Please let me know if there is anything you need. Have a great day!
Kim Harmon License #510-LO-52527
In a hurry? Call 360-970-9808 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
